Financing

Make Your Dream Renovation Approachable

Flexible payment options so a bigger project doesn't feel out of reach. Pay as we progress, spread payments across the build, or explore third-party financing.

HiTech Renovations
Fully licensed & insured
No hidden fees
0% interest in-house plans
Payment Plans

Two Flexible Ways To Pay

Pick what fits your cash flow. Our team will walk you through the trade-offs so you can decide with confidence.

Most Popular
Pay as the work progresses

Milestone Payments

Our most popular option. Split your project into clear milestones — deposit, mid-build, and final — so you always know what you are paying for and when.

  • No interest, no fees
  • Transparent milestone invoices
  • Pay by e-transfer or credit card
  • Ideal for any project size
Low monthly payments via lender

Third-Party Financing

Prefer to finance over a longer term? We partner with reputable Canadian home-improvement lenders. We will connect you so you can review their rates and terms independently.

  • Terms up to 120 months
  • Soft credit check options
  • Approvals typically 24–48h
  • You choose the lender
How It Works

From Consultation To Keys

01
Step 01

Free Consultation

We scope your project and give you a transparent fixed-price estimate.

02
Step 02

Choose A Plan

Pick milestone payments, scheduled draws, or third-party financing.

03
Step 03

Start Building

Once terms are agreed, we schedule your project and get to work.

04
Step 04

Pay As We Progress

Each milestone or draw is tied to real, visible progress on site.

FAQ

Financing Questions

Is there any interest or fee for HiTech milestone payments?+
No. Milestone payments and scheduled draws paid directly to HiTech carry no interest and no admin fees — you only pay for the renovation itself.
Do you run a credit check?+
Not for our in-house milestone payments. If you choose third-party financing, the lender you select may run a soft or hard credit check — we only make the introduction.
Can I combine plans?+
Yes. Many clients cover the deposit from savings and finance the remaining draws. We will help you structure what works best.
How much is the deposit?+
A standard deposit is 10–20% depending on project size. The exact amount is written clearly in your fixed-price contract.
What happens if the scope changes mid-project?+
Any scope change is captured in a signed change order with a price and timeline update — so your plan stays accurate.

Let's Build A Plan That Fits

Third-party financing terms, approvals and rates are set by the lender you select. HiTech Renovations is a referral partner only and does not offer or administer loans directly.